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  Save Thousands on Any New Car by Using the Internet

Save Thousands on Any New Car by Using the Internet


Jeremy Brubaker

Failure to do your homework will prove costly when you purchase your next new vehicle. The internet makes all of the essential information accessible for free, so fire up your computer and get ready to save money.

If you are unlucky enough to be trading in your old vehicle, brace yourself because it is going to be ugly. The price dealers offer to pay is always painfully low. Don't be fooled by minimum trade promotions, they will just charge you more for the new car to cover their losses. The only way to get a fair price for your trade is to sell it yourself. Here are a few good web sites to sell your automobile for a small fee.

If you must trade in your old car, you can always find an independent appraisal online for free. I recommend looking up a few so that you can estimate a price range before you head out to make the trade. In addition to appraising your trade in, these sites provide estimates of how much you could expect to receive if you were to end up selling it yourself.

A fairly new subject to address when preparing to purchase your next new automobile is the rebate, incentive, bonus cash, special offer or whatever they are calling the sale this week. The rebates are a popular tool used most frequently by American auto makers. For the consumer, an advantage of the incentives can be that banks are willing to loan retail price and even a little more. The sale price often ends up thousands of dollars less than the retail price. So if you owe slightly more than your car is worth, you may be able to roll that negative equity over into a shiny new car. I have seen rebates as high as $7000 on GM trucks and $5500 on GM cars. Whether you are upside down in your current vehicle or not, the rebate can save you money. Don't wait until you get to your local car dealer to ask about it. I found dealers reluctant to admit how big the rebate should have been on my last truck. The most accurate and up to date rebate information can be found on the manufacturer web sites.

After researching available rebates, find the difference between the retail and invoice price. Unless you are trying to buy a limited production vehicle, you can usually negotiate a price of a few thousand dollars below the window sticker. The invoice price will give you an idea of how much the dealer paid for the car. I usually push for a price that is a couple hundred dollars over invoice, because I know the dealer will have expenses to cover. The difference between retail and invoice prices can be near $5000. You may have to visit a few different dealerships, but it is worth it. Information on invoice prices can be found at the following web sites.

Now that you know how much to pay for your new vehicle, it is time to address financing. Most buyers need to obtain a loan and if you are not careful, the dealer will squeeze a few thousand dollars out of you here as well. With good credit, the best deal can probably be found at your local bank. Stop in and talk to a loan officer before you go to the car dealer. If you leave it up to the dealership, they will try to push you into the loan that works out best for them. That usually means a higher interest rate and payment for the consumer. If you have less than perfect credit and a current auto loan in good standing call them first and ask to get pre-approved for a new car. By using the internet, you can find banks that are a little more forgiving than your average local bank. Here are a few that I found during a recent search.

It's easy to fight the price and win when you know where to look. Good luck and enjoy your new car!


Jeremy Brubaker is a writer for http://FightThePrice.com, a website dedicated to helping consumers save money.

Feel free to reprint and distribute this article as you like. Please include the resource box with all it’s active links.

http://fighttheprice.com

jjb1@canada.com

Promotional Vehicles

Promotional Vehicles


Chris Smith

It is difficult to miss a Hummer, but how many companies could afford to run one to promote their business? The answer is, of course, very few and it is doubtful whether GM's overgrown offspring would be the most suitable promotional vehicle for many of them. What then are the alternatives and how could businesses benefit from using a vehicle as an advertising medium?

What is a promotional vehicle?

A promotional vehicle is a car, truck or SUV with purpose-designed adhesive vinyl graphics applied to its exterior, promoting a business or one of its products or services.

The graphics may be a full wrap (the whole vehicle is covered), a decal wrap (decals are applied to body panels) or a window wrap (decals are applied to the side and rear windows).

The types of business that operate promotional vehicles include radio stations, beer companies, car dealers and up-market pubs, clubs and restaurants to name but a few.

The benefits of a promotional vehicle

A vehicle is mobile so you can take your advertising places. Both drivers and pedestrians will notice your advertising when your vehicle is parked as well as when it is on the move.

Your advertising stays in position until you remove it or sell the vehicle. There is no need to book media space or pay regular subscriptions.

The cost is not as much as you might expect. In fact, vehicle graphics cost less to create and apply than many other types of advertising. If you apply graphics to an existing vehicle then there are no additional costs.

You can potentially make a big impression. Cleverly designed and eye-catching vehicle graphics can be used for PR purposes.

Is a promotional vehicle for me?

It depends on your business, as promotional vehicles are not suitable for every company.

Brand image is a key deciding factor. You need to consider how the vehicle will be used (will it be on the move much of the time or parked), what will it be used for and who will drive it and how will it be driven. Do not forget that the vehicle will influence people's perceptions of your company and your product/service.

Budgetary considerations will play a part too, more so if you are purchasing a new vehicle specifically for use as a promotional vehicle.

Which are the best promotional vehicles?

For sheer size and physical presence, nothing beats the Hummer, H2 and other large SUV's.

At the opposite end of the scale is the 2.5-metre long Mercedes Smart car - one of the most popular promotional vehicles in Europe. This goes on sale in Canada in the fall of 2004 and is sure to have great novelty value and attract a lot of attention.

In between these extremes, you have vehicles such as the PT Cruiser and the forthcoming Chevrolet SSR. Molson promoted their A Marca Bavaria beer at last year's Vancouver Indy using a Honda Element. Other possibilities include the VW Beetle or an unusual, classic or sports car.

The MINI might seem an obvious choice but bear in mind that the model already includes a range of graphic treatments in its option list and this may reduce its usefulness as a promotional vehicle because your advertising will stand out less.

Whatever vehicle you choose it should attract attention in its own right and the less common it is the better.

If you are buying a new vehicle, your choice will be determined by your promotional requirements and your budget. A cheaper solution is to use an existing company vehicle. However, consider the impression you want to make on your target audience and avoid the temptation to apply a wrap to your rusting, dented 1992 Safari.

What about the vehicle graphics?

The first step is to commission a design for your vehicle. Your design is printed in full colour on weather-resistant high-quality adhesive vinyl. This is then applied to the vehicle.

A complete vehicle wrap will take 8 hours or more; a decal or window wrap will take less time. The vinyl is durable and washable. It can be removed when the time comes to update the design (for example if you change your logo) or when you sell the vehicle.

So, if you are looking for an alternative way to promote your business and you want to take your message onto the street or to events then you should consider a promotional vehicle.It may not be suitable for every company but if it is right for you then it is a great way to get people to notice and talk about your business.

Copyright © 2004, Christopher Smith, Mano Design


Chris Smith is a partner in Mano Design ( http://www.mano-design.com ) - a Vancouver Design and Marketing agency.

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